When Standard Carrier Coverage Has Limits: Why Shippers Choose STG Shield

December 10, 2025

Shipping companies and their carrier partners work diligently every day to move freight safely, on time, and within budget—and the vast majority of shipments arrive exactly as planned. Still, transportation is a complex process with many moving parts. Even with experienced carriers and well-established procedures, unexpected situations can arise that impact a shipment’s timeline or condition. That’s where having an added layer of protection can make a meaningful difference.

That’s why STG Shield exists, to protect shippers when carrier responsibility alone isn’t enough. 

Carrier Responsibility

Carriers are responsible for the safe handling and transportation of freight. However, carrier liability is limited by law and contract, and those limits often fall far below the actual value of the shipment. 

For shippers, this can mean: 

Even when carriers act responsibly, loss or damage can still occur—and the financial risk ultimately falls on the shipper. 

Why STG Shield Matters 

STG Shield is a first-party insurance policy that protects a shipment for up to its stated value and responds regardless of a shipper’s ability to prove carrier negligence. 

Rather than relying solely on limited carrier liability, STG Shield provides real, practical protection for shippers when the unexpected happens. 

Key Benefits of STG Shield for Shippers 

Actual Protection  

STG Shield closes the coverage gap between carrier liability and the true value of your cargo, ensuring your shipment is protected up to its declared or invoiced value. 

Hassle-Free Claims Experience 

When an issue occurs, STG Shield simplifies the process: 

Affordable Gap Coverage 

STG Shield is designed to be both accessible and cost-effective: 

Peace of Mind 

Even with responsible carriers, things can go wrong. STG Shield gives shippers confidence knowing their freight is protected. 

Easy to Apply, Built for Speed 

STG Shield can be quickly and easily applied online when paying handling charges to release a shipment. Coverage is added in just a few clicks and no additional paperwork or delays. 

Proven, Trusted Protection 

STG Shield has already helped shippers protect their freight across thousands of moves. To date, more than 412,000 shipments have been insured, reinforcing the value of dependable coverage when it matters most. 

A Smarter Way to Protect Your Freight 

While carriers are responsible for delivering freight safely, the risk of loss or damage doesn’t disappear. STG Shield ensures that shippers aren’t left carrying the financial burden when transportation challenges arise. 

Affordable, simple, and backed by a hassle-free claims process, STG Shield delivers the protection shippers need that is beyond carrier liability. 

Learn more about STG Shield and how it can help protect your shipments at: 
👉 https://www.stgusa.com/services/stg-shield/